Bankruptcy - Chapter 7 & 13
Debt is a hard fiscal opponent to battle, and the war will not likely be won without enlisting professional
allies. Our accomplished team of bankruptcy Attorneys for Consumers can not only help formulate a plan of action, but can
provide a shield from oncoming creditor attacks.
Plan of Action
A practiced bankruptcy attorney will begin with a financial evaluation determining what type of bankruptcy
will best fit each financial situation. Once bankruptcy is filed, an immediate safeguard will be provided to
the debtor by the bankruptcy code, and our firm will see to that all creditors abide by this strict code.
Attorneys for Consumers will then navigate through the court system to ultimately reach full relief from harrowing debt.
Chapter 7 Bankruptcy
This is the bankruptcy chapter most commonly filed, and is for those deemed incapable of repaying their debts.
Otherwise known as a liquidation, Chapter 7 debtors will undergo a careful review of assets to determine if any
can be sold to repay creditors. Understanding that many hold their belongings close, our lawyers will work to
shield our client's valued assets under the exemptions to which they are entitled through bankruptcy law.
Chapter 13 Bankruptcy
In a Chapter 13 bankruptcy, a repayment plan is set up under the protection of the bankruptcy code for those
with enough disposable income to repay some of their debt. With an experienced hand, our bankruptcy attorney
will draft an affordable repayment plan and provide representation to get the plan confirmed by the court.
Chapter 13 debtors will continually receive personal attention throughout the term of the repayment plan and
until their debt is discharged by the bankruptcy court.
Meeting of Creditors
Regardless of the chapter filed, all debtors are required to meet the trustee of their bankruptcy estate at a
Meeting of Creditors. A bankruptcy attorney can prepare debtors for questions that a bankruptcy trustee will ask,
and will even stand by their side at the meeting. While creditors are not required to attend this meeting, they are
likely to in a Chapter 13 bankruptcy. In this event, our capable bankruptcy attorneys will be ready to respond on
behalf of the debtor's best interest.
Every warrior needs an experienced voice guiding them through the war-field of debt. With years of experience and
a devotion to clients, our bankruptcy attorneys will see each debtor through to victory over debt.
Tell Us About Your Debt Situation