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Debt Help Options
Debt Settlement
If you have found yourself knee deep in debt, cannot pay your bills and wish to avoid collection calls and letters, you may want to consider debt settlement as an option. Debt Settlement is when you negotiate and reduce the outstanding debt and the creditor forgives the remaining debt thereby helping you to get out of debt faster.
Click here to see if debt settlement is right for you.
Debt Collector Problems
Owing a debt does not give a debt collector or collection agency the right to treat you unfairly or illegally. Fair debt laws protect consumers from debt collector harassment and award damages to victims of debt collection abuse. If you feel that you are a victim of harassment,
click here to read the laws in your state and to contact a fair debt attorney
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Wage Garnishment
Wage garnishment is where a person's earnings are withheld by an employer for the payment of a debt. Fight back against debt collectors, one of Attorneys for Consumers debt help programs may be the right solution for you to end your wage garnishment.
Click here to learn more about ending wage garnishment.
Bankrutpcy - Ch. 7 & 13
Bankruptcy is a legal wage for those in debt to "wipe the slate clean" by negotiating a new payment schedule and starting over again. Chapter 7 Bankruptcy cancels your debts while Chapter 13 negotiates a replayment plan.
If you would like to learn more about bankruptcy, click here.
Debt Disputes
Overwhelmed by collection calls and letters? Plagued by inaccurate credit billing? Just looking to be left alone or to have someone else's mistakes disputed? Attorneys for Consumers can help end collection calls and letters.
to find out how, click here.
Loan Modification
Loan modification or loan adjustments is a permanent change in one or more of the terms of your loan allowing your loan to be reinstates at a payment you can afford. Adjustments including: reducing the interest rate, reducing the principal balance, and/or changing the terms of the loan.
If you think loan modification is right for you, click here to learn more about the program.
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