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What should you expect from the fair credit process?

1. You call 888-595-9111 with all of the information concerning your potential case, OR you complete the FREE FAIR CREDIT CASE REVIEW form to the right now to find out if you do indeed have a case.
2. An attorney practicing Fair Credit For Consumers will review the information to determine initially if you have a claim.
3. An attorney calls you right away to go over the information to determine if there is a strong possibility you have a potential claim. ***As the FCRA requires you to go through a dispute procedure with a credit reporting agency, the attorney will consult with you on whether you have adequately completed that process or you need to initiate the dispute process from the beginning. Don't worry, the Fair Credit For Consumers attorney will provide assistance and guidance through the process, and will provide you any forms that you may need at this time.
4. If the attorney deems that you have completed that process you will be asked to fax or e-mail information outlining the facts of your potential case and provide your documents and credit reports.
5. A Fair Credit For Consumers attorney reviews all of your paperwork and contacts you to let you know if your case is accepted, against whom the case should be filed against, and what the reasonable outcome to your case could be.
6. Once your case is accepted, the attorney will prepare a lawsuit and file the suit in the court which serves your specific case needs best.
7. After filing suit, the attorney begins the process of discovery and disclosure by providing the credit reporting bureaus and/or the creditors proof of its FCRA violations, and by asking for more detailed information from them in return. This step involves thoroughly researching all the facts and even some of the hidden clues of your case in depth.
8. Throughout this process, the attorneys will consistently urge the defendants to settle, while at the same time preparing for trial. If resolution cannot be reached after all the above, the attorney then proceeds to trial. Less than 1% of all of cases go to trial.